Limited access to capital can be one of the biggest challenges a startup faces. Seed stage venture capital investment in startups has dropped by more than 70 percent since its peak in 2000. Congress has taken steps toward loosening regulations on how startups can raise money from new groups of investors, including “crowdfunding” which may open up an entirely new market for equity investment. Policymakers and the Securities and Exchange Commission must protect investors while implementing new laws that create sustainable capital streams for entrepreneurs.